Breadcrumb Home Courses BAF-101 BAF-101: Personal Finance Download as PDF Lecture Hours 3 Lab Hours 0 Credit Hours 3 This course includes the practical applications of concepts and techniques used in managing personal finances. Major areas of study include financial planning, budgeting, credit use, housing, insurance, and retirement planning. Prerequisites MAT-032, C or better. RDG-032 or RWR-032, C or better.